Our Online consumer finance is provided by Hitachi Finance Pay Buy Finance
Qualifying Criteria

Before completing a credit application form you must satisfy the following Criteria
You are 18 years of age or above;
• You or your partner is, in permanent paid employment (over 16 hours per week), retired (receiving a pension) or self-employed;
• You have been resident in the UK for at least 12 months and will continue their residency in the UK;
• You have proof of residence
• You have proof of Income
• You have Bank or Building Society current account details available to be able to complete the direct debit instruction
• The purchase is for consumer use and not business use.
Applications will not normally be accepted in the following circumstances:
• Unemployed and partner not working.
• Students
Hitachi “Pay BY Finance” Ordering Procedure

When you buy online from Ultim8 Fitness you have the choice of applying for instant finance online.
It’s easy add your product choice to the shopping cart and go to check out in the normal way. As well as the credit /debit card option you will see the various Finance Options select which one you require and then you will asked to enter your credit/debit card details for the initial 10% deposit (which is fully refundable if you are declined finance) Once the deposit has been paid you will be directed to the Hitachi Pay By Finance where you need to complete all the online applications forms with your personal details and employment details etc. You will then be instantly approved or declined. If you are declined your deposit will be refunded the next working day.

After you are approved you must print off the agreement and return it to Hitachi. We recommend you send it by Royal Mail Special Delivery as until Hitachi receive the signed agreement forms your goods cannot be released.
Hitachi. Hitachi Finance may also make security checks and verify your income, so don’t be surprised, if you are contacted by Hitachi for more information as this is standard security procedure.

It’s usually take 4-10 days after ordering the item, but the average time is around a week. What really speeds matters up is sending the signed agreement back to Hitachi by Royal Mail Special Delivery.